1992 Employee Benefits in Private Industry — 1994-01-27

Seven of 10 full-time workers in small private establishments (those with fewer than 100 workers) participated in employer-provided health care plans, according to 1992 survey data issued by the U.S. Department of Labor's Bureau of Labor Statistics. Specifically: About two-thirds (68 percent) of the full-time workers in small establishments with health care benefits were covered by a traditional fee-for- service plan; Nearly one-fifth (18 percent) of full-time workers with health care coverage participated in Preferred Provider Organizations (PPO), a variant of the fee- for-service plan that encourages the use of specified health care providers; Approximately one-seventh (14 percent) of full-time workers with health care coverage received benefits through a Health Maintenance Organization (HMO); Nearly one-half (47 percent) of full-time employees in small establishments with health care benefits were required to contribute to their health care premiums for individual coverage; for these employees, monthly contributions averaged $37.