2025 Employee Benefits in the United States — 2025-09-25

Retirement benefits were available to 72 percent of private industry workers in March 2025, the Bureau of Labor Statistics reported today. Seventy percent of private industry workers had access to defined contribution plans and 14 percent had access to defined benefit plans. Among private industry workers, 59 percent of workers in establishments with less than 100 workers, 86 percent of workers in establishments with 100-499 workers, and 90 percent of workers in establishments with 500 workers or more had access to retirement benefits. Six percent of workers in establishments with less than 100 workers, 13 percent of workers in establishments with 100-499 workers, and 36 percent of workers in establishments with 500 workers or more had access to defined benefit plans. (See table 1.) Thirty-one percent of private industry workers in establishments with less than 100 workers had access to short-term disability plans.