FDIC's Supervisory Insights Winter Edition Focuses on Credit Management Information Systems — 2018-01-10

The Federal Deposit Insurance Corporation (FDIC) today issued the Winter 2017 issue of Supervisory Insights, which includes articles on credit Management Information Systems (MIS) and recent results from the FDIC’s Credit and Consumer Products/Services Survey. “A key component of a bank’s risk management program is a strong credit MIS, which uses loan data to develop timely and meaningful reporting for a bank’s board and senior management,” said Doreen R. Eberley, director of the FDIC’s Division of Risk Management Supervision. “This article illustrates how banks can strengthen credit MIS by incorporating forward-looking risk indicators and establishing a sound governance framework.” “Underwriting Trends and Other Highlights” from the FDIC’s Credit and Consumer Products/Services Survey shares recent credit survey results with a focus on lending activity -- including trends in underwriting, loan growth, and funding.