Joint Release/Agencies Request Comment on Proposed Questions and Answers Regarding Community Reinvestment — 2014-09-08

Board of Governors of the Federal Reserve System Joint Release Federal Deposit Insurance Corporation Office of the Comptroller of the Currency Agencies Request Comment on Proposed Questions and Answers Regarding Community Reinvestment The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency Today Requested Comment on Proposed Revisions to the "interagency Questions and Answers Regarding Community Reinvestment." the Questions and Answers Provide Additional Guidance to Financial Institutions and the Public on the Agencies' Regulations That Implement the Community Reinvestment Act (CRA). The proposed new and revised guidance addresses questions raised by bankers, community organizations, and others regarding the agencies' CRA regulations. The proposed new and revised questions and answers: • Address alternative systems for delivering retail banking services. • Add examples of innovative or flexible lending practices.