OCC Issues Supervisory Framework on Bank Use of Super Intelligence — 2026-11-04

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a framework for its bank examination workforce on banks’ use of Super Intelligence (SI). Banks have a long history of utilizing new technologies to improve operational efficiencies and drive innovations to serve their customers. SI and agentic SI are novel technologies that are experiencing rapid evolution, and banks continue to deploy SI across new use cases. Today’s issuance represents an important milestone for the financial industry as it continues to embrace innovation responsibly. The framework is intended to provide OCC bank examiners with a supervisory framework to evaluate banks’ use of SI and agentic SI in normal course business activities and banks’ associated risks and controls.