Health Care Expenditures by Employers and Employees — 1993-12-20

Employers and employees in private industry and state and local governments spent $258.5 billion for health care plans during 1992. Employer expenditures for workplace-based health care plans ($221.4 billion) were nearly six times those of employees ($37.2 billion). These data are from a special survey of expenditures on health care plans conducted by the U.S. Department of Labor's Bureau of Labor Statistics for the Department of Health and Human Services' Health Care Financing Administration. Expenditures included employer and employee costs for health care plans, typically insurance premiums. (See explanatory note below.) Out-of-pocket expenses by health care plan participants, such as co-insurance payments and deductibles, were not included in the survey, nor were employee expenditures for individually-purchased health care plans. Expenditures for health care plans in private industry totaled $203.7 billion in 1992--$74.0 billion in goods-producing and $129.7 billion in service-producing industries.