OCC Requests Comment on Proposed Rulemaking on the Bank Appeals Process — 2026-02-17

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal would make several changes to the current appeals process, including adding an “appeals board” to hear bank appeals, enhancing the role of the Ombudsman as a neutral liaison to help banks seek redress for grievances, establishing a de novo standard of review for appeals, and strengthening prohibitions against retaliation.