FACT SHEET: National Strategy for Financial Inclusion in the United States

The U.S. Department of the Treasury’s (Treasury) National Strategy for Financial Inclusion is a set of objectives and recommendations designed to expand access to safe and affordable financial products and services for all Americans. The Strategy, requested in 2023 by Congress, was informed by Treasury’s extensive research and engagement with experts, community leaders, industry representatives, and other federal agencies, including public input through a Request for Information.[1]The ability to fully and beneficially participate in the U.S. financial system is a foundation for financial resilience, well-being, and the opportunity to build wealth. Improving inclusion in the financial system is a critical part of fostering financial resilience and creating opportunities for all communities to succeed.The Strategy notes that to be inclusive, financial products and services must be accessible and designed to facilitate all consumers’ ability to improve their financial resilience and well-being.