OCC Advances Priority of Reducing Regulatory Burden for Community Banks — 2026-05-18

WASHINGTON—The Office of the Comptroller of the Currency (OCC) continues to prioritize supervisory and regulatory reforms to reduce burden for community banks and support their role as drivers of economic growth. Most community banks are well capitalized and well managed, conduct business in a safe and sound manner, and engage in low-risk activities. The OCC has taken actions to reaffirm its commitment to risk-based supervision and tailor its supervisory activities for community banks. “Community banks are anchors of local economies, providing essential banking services and small business lending that helps power job creation,” said Comptroller of the Currency Jonathan V. Gould.